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Jose Dolores
Jose Dolores Z. M. is 56 years old and lives in the Medardo Andino neighborhood. He is married, and his wife is a cashier. They have one child at home; previously, they had two more in their care, but those children grew up and became independent, so the couple are now taking care of only the youngest. Currently, the boy is studying, but he is also working to contribute to the household expenses. The family's central plan is to make improvements to their home, in order to raise their quality of life. Jose has earned a living as a mason for 20 years. Among the main difficulties he has faced are the asthma attacks he suffers, which affect him most strongly when he is at home. This is due to the impoverished conditions he lives in, which increase his risk of having more frequent asthma attacks. For this reason, the family is requesting the current loan in order to carry out remodeling work in their home. The loan will be used to purchase construction materials to begin remodeling the open areas of their home. This will help keep Jose healthy and give his family more peace of mind.
View original language description ↓
El señor Jose Dolores Z. M., tiene 56 años vive en Barrio Medardo Andino, es casado y su esposa se es cajera ellos tiene un hijo, antes tenian bajo su custodia a dos mán pero se independizarón y se quedaron con la tutela del menor, actualmente el muchacho estudia pero trabaja para apoyar en los gastos del hogar, el plan principal de la familia es el realizar mejoras en su vivienda para tener mejores condiciones de vida, el señor se gana el sustento diario como albañil desde hace 20 años, dentro de las principales dificultades que han enfrentado son los ataques de asma que el señor padece y que le afecta más cuando se encuentra en su casa de habitacion, debido a las pauperrimas condiciones en las que habita que aunmentan las posibilidades de ataques con más freuencia, es por esta razon que la familia solicita este prestamo para realizar remodelaciones en su hogar con el credito comprarian materiales de construccion para comenzar con la remodelacion de corredor de su casa esto garantizara la buena salud del señor y la tranquilidad de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jose Dolores purchasing construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 21, 2010
Jan 23, 2010
Currency Exchange Loss:
Mar 15, 2011