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Edwin Henry
Edwin Henry G. G. is 26 and single. He has two children; Kevin Alexander is four, and Leidy Liliana is two. He lives in the San Miguel region in the Bolívar province.

He is a member of the Yagui Grande communal bank. There are 38 members in all. Most of them work in agriculture and raise small animals. Edwin is a farmer. He plants in January and harvests in August. He sells his corn, sweet corn, potatoes, Andean lupin beans, and barley at the fairs in San Miguel on Thursdays. He also raises livestock. He has seven cows, which he also sells at the fair.

The challenges Edwin faces are drought and the prices of the products. Sometimes the products are very cheap and the supplies cost more than the products themselves.

He is asking for a loan to buy farming supplies and fertilizers. His goal for the future is to buy his own land and to have a house. He is currently working his parents’ land.

His hobby is carpentry. He likes to make furniture for his house and also as a business.
View original language description ↓
Edwin Henry G. G. tiene 26 años de edad y es soltero. Tiene 2 hijos, se llaman Kevin Alexander (4 años) y Leidy Liliana (2 años). Vive en el cantón de San Miguel en la provincia de Bolívar.
El socio es un miembro de la ventanilla rural Yagui Grande. Son 38 socios en total, los cuales la mayoría se dedican a la agricultura y la crianza de animales menores.
Edwin se dedica a la agricultura. Suele sembrar en enero y cosechar en agosto. Vende sus cosechas de maíz, choclo, papa, chocho, y cebada en las ferias en San Miguel los días jueves. Además crece ganado y tiene 7 vacas las cuales también vende en la feria. Los desafíos principales que enfrenta Edwin son la sequía y los precios de los productos. A veces los productos son muy baratos y los insumos cuestan más que los productos mismos.
Solicita el crédito para insumos de la agricultura y para la compra de fertilizantes. Mu meta para el futuro es comprar su terrero propio y tener una casa. Actualmente trabaja en el terreno de sus padres.
Su hobby es la carpintería. Le gusta hacer muebles para su casa y también como un negocio.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Edwin Henry buy farming supplies and fertilizers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 29, 2009
Listed
Jan 27, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 19, 2010