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Reyna Isabel
Sra. Reyna Isabel O. is 40 years old and lives in the neighborhood of Laurles Sur. Her live-in partner works as a security guard and is the main breadwinner of their household. They have a 16 year old daughter who works as a waitress at a café. Reyna and her family are modest, hardworking, and honorable people. She performs domestic work at private homes in the neighborhood where she lives.

Reyna’s home is in need of major improvements, including the reconstruction of a wall in front of her house. This will provide greater security for her family and will help them gradually improve their standard of living.

View original language description ↓
La señora Reyna Isabel O., tiene 40 años de edad y vive con su compañero de vida en el Barrio Laureles Sur, el señor trabaja como Guarda de Seguridad y es el principal sostén económico de la casa, con ellos vive su hija de 16 años que trabaja como mesera en una cafetería, ellos son una familia humilde pero trabajadora y honrada, la señora Reyna realiza trabajos domésticos en casas particulares, en el barrio donde la familia habita dentro de las mejoras primordiales que se necesitan están el reconstruir la pared del frente de su casa esto le dará mayor seguridad a la familia y le permitirá poco a poco el mejorar su nivel de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,825
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Reyna Isabel reconstruct a security wall in front of her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 18, 2010
Jan 22, 2010
Currency Exchange Loss:
Nov 15, 2010