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Luis Eduardo
Luis Eduardo C. P. is 22 years old and single. He lives in the canton of San Miguel, in Bolívar Province.

He is a member of the Yagui Grande communal bank. There are 38 members in total, the majority of whom work in agriculture and raise small animals.

Luis works in agriculture for his primary income. He cultivates corn, potatoes, and broad beans. Luis used his last loan to plant potatoes and corn. He is requesting this loan for the purchase of agricultural inputs.

What he likes about his town is that it is a very unified community. Luis also likes working to organize celebrations and to raise animals in the countryside. His dream for the future is to buy his own land so he can build a house and improve his family’s quality of life.
View original language description ↓
Luis Eduardo C. P. tiene 22 años de edad, es soltero, y vive en el cantón de San Miguel en la provincia de Bolívar.
El socio es un miembro de la ventanilla rural Yagui Grande. Son 38 socios en total, los cuales la mayoría se dedican a la agricultura y la crianza de animales menores.
Luis se dedica a la agricultura cómo su principal fuente económica. Produce el maíz, papas, y habas. Con el último crédito que sacó Luis, lo utilizó para siembras de papas y cultivo de maíz. Solicita el crédito para la compra de insumos agrícolas.
Lo que le gusta más de su pueblo es que tiene una comunidad muy unida. También a Luis le gusta colaborar para organizar fiestas y crecer animales en el campo. Sus sueños para el futuro son comprar su propio terreno para construir una casa y reparar la calidad de vida para su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luis Eduardo to buy agricultural inputs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Dec 29, 2009
Jan 27, 2010
Currency Exchange Loss:
Nov 19, 2010