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Jessica Elizabeth
Jessica Ramírez is 26 years old, she lives in a suburb of Paraíso de Guayaquil. She has basic services such as electricity in her home and water is delivered in her neighborhood. Her husband works selling fruits in the Paraíso market.

Jessica began selling three types of snacks, and little by little started selling and investing in sweets and was able to open a small business in her home. Today, her store is very well stocked. Jessica works from 7:00am until 9:00pm every day of the week. One of the problems that she faces is crime in her neighborhood.

With this loan, she wants to buy rice, vegetables, sugar, and sodas to increase the stock of her store. In the future, she wants to open another branch of her store and improve her house.

View original language description ↓
Jessica Ramírez de 26 años de edad, vive en una zona periurbana en Paraíso de Guayaquil, tiene en su casa con luz como servicios básicos y el agua se la van a dejar banqueros que reparten agua en su sector, su esposo trabaja como vendedor de frutas en el mercado de Paraíso.

Jessica empezó vendiendo tres tiras de snack poco a poco vendiendo e invirtiendo en dulces pudo poner un pequeño negocio en su casa. Ahora tiene muy surtida su tienda Jessica trabaja desde las 07h00 hasta las 21h00 todos los días de la semana. Uno de los inconvenientes que tiene es la delincuencia que hay en el sector.

Con el préstamo quiere comprar arroz, verduras, azúcar, colas para incrementar más su tienda. En el futuro quiere poner una sucursal de su tienda y poder construir mejor su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jessica Elizabeth to buy rice, oil, sodas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2010
Jan 22, 2010
Currency Exchange Loss:
Jul 15, 2010