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José María
In 1990 Mr. Jose Maria decided to work in farming. He began this business because he had worked as a food broker previously and was very familiar with the process.

Currently this 47-year old gentleman, along with one of his sons, plants 5 fields: 2 are corn, 1 is yucca, and the other 2 are beans. Besides these commercial crops, he will invest this loan in purchasing tamarind, which is in season, to later sell in the market.
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En 1990 el señor José María decidió dedicarse a la agricultura. Este inició en este negocio ya que antes había trabajado como negociador de cosechas y conocía bien el movimiento.

Actualmente este seños de 47 años junto con uno de sus hijos siembra cinco manzanas de las cuales 2 son de maíz, 1 de yuca y 2 de frijoles. Además comercializa cosechas por ello él invertirá este crédito en la compra de tamarindo que es lo que está en flota para luego venderlo en el mercado.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped José María to buy a crop of tamarind.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jan 20, 2010
Jan 22, 2010
Currency Exchange Loss:
Oct 15, 2010