Check out some available loans that are similar to this one!
Maria
María is 61 years old and lives in the neighborhood of Martínez Martelo in Cartegena, which is a colonial city and a tourist destination on the Caribbean coast. The city has a sunny climate and beaches with warm water. She feels great pride in her neighborhood as it is one of the oldest in Cartegena and is surrounded by one of the most beautiful bays in the world, Cartegena Bay, and close to a market that sells foods and various other goods, the Bazurto market, which is an area of great commercial activity which is well stocked-up.


María started her business in a small way with a photocopier, since this area specializes in the sale of a special type of insurance for travel accidents through the medium of an insurance company. She immediately made herself well-know in the market where people asked her for other related services, such as laminating documents. So, she added a laminator to her business, allowing her to respond to the needs of her well-served clients. With all this, María feels very enthusiastic about her business, and she has seen her cliental grow day by day and once again ask her for new services such as telephone service. So she added two comprehensive cell phone plans so that her clients can call locally, nationally, and internationally. Her experience has taught her to listen to her clients, and for this reason it is one of her main goals to buy a fridge with 500 unit capacity since their is a great demand for soft drinks in her business premises.


At this moment, she needs a loan of $1,500 to buy supplies for the photocopier such as paper and ink, subscribe to cell phone plans, and to buy various merchandise, thus taking advantage of the infrastructure and capacity of her location. María has a son who is 40 years old, and she is happy to have a business in the city of Cartegena.

View original language description ↓
María V. S. tiene 61 años y vive en el barrio Martínez Martelo de Cartagena, ciudad colonial y turística del Caribe Latino, de clima soleado y playas con aguas cálidas. Se siente muy orgullosa de su barrio pues es uno de los más antiguos de Cartagena y queda circundado por una de las bahías mas lindas del mundo, la bahía de Cartagena y cercano a un mercado de alimentos y productos variados, el mercado de Bazurto, zona de gran afluencia comercial de la cual se aprovisiona.
María Inició su negocio de manera incipiente con una fotocopiadora, desde este local se dedicaba a la venta de seguros obligatorios de accidentes de transito (SOAT) por intermedio de una compañía aseguradora; lo que pronto la hizo muy reconocida en la plaza de este mercado que día a día solicitaba otros servicios como el de laminar documentos, que la llevaron a adquirir una laminadora dándole respuesta a las necesidades de sus mimados clientes; Con todo esto María se sentía muy entusiasmada con su negocio pues observó día a día como su clientela aumentaba y una vez mas requerían de ella otros servicios como el de telefonía, lo que la condujo a acceder a dos amplios planes de telefonía celular para que sus clientes pudieran efectuar llamadas a destinos locales, nacionales e internacionales. Su experiencia la ha llevado a escuchar la voz del cliente, por esta razón una de sus metas principales es la de comprar un cubetero con capacidad de 500 cubetas ya que en su negocio hay una gran demanda de refrescos.
En la actualidad requiere un financiamiento por valor de $1.500.000 para invertirlo en la compra de insumos para la fotocopiadora como papelería y tinta, acceder a amplios planes de telefonía celular y comprar mercancía variada, aprovechando su infraestructura y la capacidad comercial de su ubicación. María cuenta con su hijo de 40 años de edad y esta feliz de tener un local comercial en la ciudad de Cartagena de Indias.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 266
    View loans »
    Colombia Loans Fundraising
  • $13,479,900
    Funds lent in using Kiva
  • 1,964.3
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria to buy photocoper supplies, subscribe to cell phone plans, and buy various merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2009
Listed
Jan 22, 2010
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2011