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Rohnie T. is a 55-year old, married woman who lives in Brgy 2, Himamaylan City, Negros, Occidental. She earns her living by running a general store and selling rice.

Rohnie’s husband, Nemerio T., is helping his wife run the business. They have five children. The four older ones are already gainfully employed and only one is left in school. All the children do their part by helping their parents run the family business.

Rohnie T. joined NWTF-Project Dungganon in 2000 in the hope that she would be able to help her husband improve the quality of life for their family. With the help of her loans from NWTF-PD, she has been able to increase their family income by engaging in a general store and selling rice. Now she earns an average monthly income of P 50,000 from her business activities.

Rohnie T. is a member in good standing. Her previous loan of PHP 29,500 was used to fund operations of her general store and rice retailing business. It has had a positive impact on both the business and the family’s living conditions. Now she is borrowing P 19,500 for her 11th loan, which she intends to use for her general store and rice retailing businesses. She also plans to buy a tricycle and a rice farm in the near future. Rohnie T. is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 864
    View loans »
    Philippines Loans Fundraising
  • $63,390,150
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rohnie additional working capital for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 14, 2010
Jan 22, 2010
Currency Exchange Loss:
Jun 15, 2010