A loan of $975 helped a member buying various goods.

Djiguiya Group's story

The group Djiguiya is composed of six married women of monogamous households who average 30 years of age and five children living in the chief locale of the rural community of Cinzana Gare (4th administrative region of the Republic of Mali).  The women know one another through ties of kinship and their professional work.  They do commerce in various goods, make the local beer, and work in food catering. 

The group members are on their second group loan after having correctly repaid the first one.  This new loan will be used to buy:  two sacks of rice, nine sacks of millet, twelves sacks of potatoes, a 30-liter container of oil, six boxes of Omo detergent, a sack of sugar, a box of tea, two cart-loads of firewood, and some empty bottles. Their goods are purchased at the Cinzana Gare weekly fair, except for the firewood and the empty bottles, which are filled with dolo, the local beer. 

To make the local beer, you wash the millet and keep it moist until it germinates.  Then you spread it out under the sun.  After a few hours, you mill it and cook it.  A little baobab leaf powder is added during the cooking.  You filter and then ferment it for two to three days before selling it.

A portion of the potatoes is fried and then sold.  The goods are sold at the marketplace and in homes.  Cash or credit is accepted from customers composed of men and women. 

The group members hope to realize an average monthly profit of 20,500 francs CFA that will be used to cover the loan interest, to help with certain family expenses, and to take part in societal events (marriages, baptisms, circumcisions, and funerals).  Their ambition comes down to increasing the loan amounts borrowed, enabling them to diversify their businesses.

In this group: Djeneba, Oumou, Mamou, Fantaciré , Maman, Sayon

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Translated from French by Kiva volunteer Daniel Kuey

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