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Dilbar R., 52, is a very diligent woman. She is married to a farmer and they have four children. Thanks to her dear husband's seeding skills she is very familiar with agricultural work. Her loving husband gave her farming fields 10 years ago and she's been working them ever since. At the same time she raises and sells cattle. These activities have helped to pay the economic expenses of her family. Dilbar's wishes to improve the quality of her products are what drives her to request a 5000 Somoni loan. She would like to acquire mineral fertilizers in order to obtain excellent products for this harvesting season. Make her request possible so that this hardworking mother can continue to develop her work, which gives her a lot of satisfaction.

More about Tajikistan and IMON International
Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule; and its famous great philosophers, scientists, and poets, such as Rudaki, Ibn Sina, Firdousi, Mavlavi Rumi, and many others.The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • 4.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Dilbar tp purchase mineral fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2010
Jan 22, 2010
Currency Exchange Loss:
Feb 15, 2011