Juliet is married and has given birth to one child who is currently in school. The 36-year-old woman lives with her husband and child in a rented apartment in one of the mining towns in Ghana. She works hard to help her husband provide for the family. Juliet is a trader. She prepares all kinds of cereals and supplies them to retailers and food vendors in her community. Juliet buys her goods from nearby communities. She has been in business for six years and wants a loan to buy goods in bulk.