Hannah is 63 years old. She is widowed and has seven children. Some of her children are still in school. She lives with some of her children in a rented apartment in a mining community in Ghana. Apart from mining activity, trading is also a major commercial activity in the town. Hannah a trader. She runs a grocery store by the road side in her community. She sells all kinds of groceries. She has been in business for over 20 years and yearns to procure groceries in bulk so as to expand her business.