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Valerie is 42 years old and is married with four children with ages between 4 and 12 years. Valerie and her family live in Nyamagabe, in the Southern Province of Rwanda.

Valerie has been in the business of studio photography for the past ten years and she is still in the same profession. Her studio is open from 6 a.m. to 6 p.m. every day. She employs two people in her studio and she hopes to see her studio become extremely expanded.

Valerie says her goal is to expand her studio through purchasing some additional equipment including a machine to be used in printing out the photos. She is requesting a Kiva loan via Vision Finance Company so that she can achieve this goal.

If her plan is successful, Valerie hopes to build a secure future for her family as well as reinvesting some of her earned profits in the business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 570.7
    Rwanda Francs (RWF) = $1 USD