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Faridah N. is a 29 year old married mother of four children between 3 and 10 years of age. All her children go to school. She also takes care of additional family members. Faridah owns a four room house. The family has access to electricity and piped water and gets three meals a day.

Faridah has a used clothing stall in Kawala. She incurs transport costs buying second hand clothes from the Owino market, one of the busiest markets in Uganda. She works in a semi urban area which is in the outskirts of Kampala She works five days a week. Faridah receives an average of 10 customers a day and sells to all categories of people both retail and wholesale. Besides the clothing business ,she also sells raw food. Her greatest monthly expenses include feeding the family, monthly market dues for her business and school fees for her children. Her major business challenges are transportation of bales of clothes.

Faridah has been in this business for seven years and with MCDT for four years servicing her eighth loan, working with the same group mates. Faridah joined MCDT because it was near her home and was working with poor women. She wants to use this loan to buy more bales of second hand clothes. In the future, Faridah hopes to see her business grow and to start exporting clothes directly.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 220
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 1,955.0
    Uganda Shillings (UGX) = $1 USD