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Jairo lives in Coral and has worked for the last year in the planning department of the Coral Chontales mayor's office. He is happily married and has two minor children. His wife cares for their children and tends to household chores. He is asking AFODENIC for his first loan do do some home inprovements; he wants to install flooring in his home and to repair a section that is damaged. Jairo dreams with providing a better future for his family, to have a pretty house with better condiditons for his family. According to references, he is considered to be a responsible, honest man with good moral values.
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Jairo habita en el municipio del Coral, tiene un año de laborar como responsable de Planificaciòn de la Alcaldia del Coral Chontales, este joven esta felizmente casado tiene dos hijos menores de edad, su esposa cuida de sus hijos y de los quehaceres del Hogar, esta solicitando su primer crédito a la institución de AFODENIC para ser invertido en mejora de su vivienda, poniendo el piso de su casa y reparando una parte que se encuentra dañada. Jairo sueña con un porvenir mejor para su familia, tener una casa bonita con mejores condiciones para su familia, según referencias lo consideran como un hombre responsable, honesto y de buenos valores morales.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jairo floor repair.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Jan 22, 2010
Currency Exchange Loss:
Jan 15, 2012