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Andrés
Andrés is 43 years old and lives with his mother, Juliana, 72, whom he cares for. The two live in a home they own located in a frigid zone in the Peruvian mountains. His father died when Andrés was a young man (23 years old), so he was forced to take control of the household finances. Even though he didn't care for agriculture, he started planting potatoes, peas, and corn on his father's land. What saddens Andrés is not having his own family to accompany him and support his farming activities, or expecting a hot meal after a difficult day. Despite the difficulties he has faced, he considers his work lucrative because thanks to his profits he has been able to take care of household expenses as well as purchase more land that is now producing great harvests. Along with the hope of forming a family and having a number of children, in the future he wishes to keep saving money so he can build a home in the city where he can set up a business selling tubers, and he also wants to increase his agricultural production. This is his sixth loan through Kiva partner MFP, and he already is familiar with the workings of a community bank and wants to continue working with his group of demanding and responsible people. He plans to use the money he is requesting to complement his saving to purchase a truck so he can haul his harvest from his village to the city to sell it. A second-hand vehicle cost approximately 6,000 soles.
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Andrés tiene 43 años, vive con su madre Juliana, de 72 años, a quien cuida. Los dos viven en su casa propia, localizada en una zona fría de la sierra del Perú.
Su padre murió cuando él era aun muy joven (23 años), un así tuvo que hacerse cargo de los gastos de su casa, y a pesar de no gustarle la agricultura empezó a sembrar papa, arveja y maíz en los terrenos de su padre.
Lo que entristece a Andrés es no tener una familia propia para que lo acompañe y apoye en las actividades agrícolas, o que lo esperen con la comida caliente después de un día difícil.
Pese a las dificultades que atraviesa, considera que su trabajo es rentable porque gracias a las ganancias puede solventar los gastos de su casa, además logró comprar más terrenos con los que ahora produce grandes cosechas.
Aún con la esperanza de formar una familia y tener varios hijos, para el futuro, desea seguir ahorrando para construir una casa en la ciudad, donde pueda instalar un negocio de venta de tubérculos, además quiere incrementar su producción agrícola.

Este el sexto préstamo que tiene con MFP y ya conoce la metodología de un banco comunal, por lo que está más que fascinado de continuar trabajando en su grupo, donde las personas son exigentes y muy responsables. Con el dinero que ahora solicita complementará al monto que tiene ahorrado para comprar una camioneta, con la que podrá trasladar sus cosechas desde su pueblo hacia la ciudad para comercializarlos. Aproximadamente, el vehículo de segundo uso está valorizado en 6 mil soles.

About Peru

  • $6,715
    Average annual income
  • 47
    View loans »
    Peru Loans Fundraising
  • $53,872,625
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD