Fifteen of the members of the group “Nueva Asuncion” belong to the Panamerican Focal Center that is lead by their president, Luisa M.. The treasurer is Silveria H. and the secretary is Nelly S.. The members are moving forward with their meetings by establishing internal group rules. They recently established their group because of their common need to raise working capital that will allow them to increase the inventory in their businesses. The members that produce a product would like to buy more raw materials. They all hope to be together for a long time, until they achieve a lot of savings.
15 son las integrantes del grupo Nueva Asunción, que a su vez pertenecen al Centro Focal Panamericana, liderizadas por su presidenta, Luisa M., su tesorera Silveria H. y la Secretaria de Actas Nelly S., llevan adelante su reunión poniendose de acuerdo en el reglamento interno. Se agruparon recientemente por la necesidad de contar con un capital de trabajo que les permita incrementar su mercadería en los negocios que se dedican a la comercialización. Comprar materia prima en el caso de negocios de producción o algún activo fijo.
Todas esperan estar mucho tiempo junto hasta lograr ahorros considerables.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.