Ms. L. is a single mother with 2 children; the eldest works as an X-ray technician and has his own family, while the youngest is a college student. Ligia has been working as a nurse at the Hospital Asuncion de Juigalpa for 12 years, providing care to those who need it. She is currently living with her mother because despite the fact that she has her own house, she has not been able to occupy it since it still needs to have some work done. She has been able to equip it little by little thanks to the loans that she has received from AFODENIC. She is now requesting a 9th loan with the aim of finishing work on her porch since she is already halfway done. She would like to put up wrought-iron bars around it and purchase a wrought-iron door in order to make her home safer. Because she works different shifts and the house is unoccupied, she wants to prevent any problems from arising. Ms. L. is noted for being very hardworking and very responsible with her obligations.
Doña Ligia es soltera, madre de 2 hijos: el mayor que ya tiene su familia y trabaja como tecnico en rayos X y la menor que estudia la universidad. Ligia trabaja para el Hospital Asuncion de Juigalpa desde hace 12 años como Enfermera, brindandole cuidades a aquellos que lo necesitan. Actualmente habita junto a su mamá, pues a pesar de tener su vivienda no ha logrado habitarla debido a que le faltan ciertos detalles, pues con los creditos que ha obtenido de AFODENIC ha logrado acondicionarla poco a poco, por lo que esta solicitando su 9no credito con el objetivo de terminar de construir el porche de esta, pues tiene levantado la mitad y desea cerrarlo con verjas de hierro alrededor y comprar la puerta de hierro para brindarle mayor seguridad a su casa, ya que como trabaja por turnos la casa queda sola y quiere prevenir cualquier inconveniente. Doña Ligia se ha caracterizado por ser muy responsable con sus obligaciones y muy trabajadora.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.