Ms. Khardiatou B. has worked as a community-health worker in the neighborhood of Cité Lamy in Thies since 1983. She supplements her income by selling beautiful fabrics called Thioup. Her husband used to work in neighboring Mali, where Thioup fabrics can be found at a much better price. He would buy the fabrics in the local market and send them to her in Thies. Now, however, her husband has returned home and she will make the journey herself to purchase the fabrics.
The 150,000 franc loan will cover her transport costs and allow her to buy a dozen or so Thioup robes. She says this activity allows her to help meet the family's needs. She and her husband have six children and also take care of her mother and two nieces.
Ms. B. has been a member of the IMCEC credit union since 2008, and is a member of the local PDEF (Development Program for Children and Families). Through the cooperation between the two organizations, her loan is financed on more favorable terms, including a reduced interest rate. The objective of the cooperation is to promote the income-generating activities of the parents of disadvantaged children in the PDEF program.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.