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Cheryl
Cheryl N. is from the village of Malipayon, Pangantucan Bukidnon. Cheryl is married and has 2 school-aged children. Cheryl owns and operates a sari-sari (variety) retail shop. The main source of income for the business comes from selling a variety of different products in the local community. Cheryl has been involved in her business for over 8 years and earns approximately 5,000 PHP a month from these activities.

In 2008, Cheryl joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Cheryl has successfully repaid a previous loan of 14,000 PHP from HSPFI. For her 6th loan, Cheryl is requesting the same amount of 14000 PHP which will be used to invest in expanding the business. She plans to use the additional revenue generated from the business to support her children's education .

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1395
    View loans »
    Philippines Loans Fundraising
  • $59,123,575
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD