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Krouch L. is a widow who lives with her two school-aged children in Phnom Penh City, Cambodia. L. is a chef for a Korean restaurant in the city. She is able to earn an income of $100 per month.

L. and her family members try to work hard and help each other to ensure a good standard of living for the family. They are seeking to improve their businesses as well to keep up with the daily necessary expenses. Therefore, L. is requesting a loan of $1,000 from CREDIT, a Kiva partner. She wants to use the loan to buy a motorbike to commute to work. This is her first loan from CREDIT.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 124
    View loans »
    Cambodia Loans Fundraising
  • $35,092,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Krouch to buy a motorbike to commute to work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 12, 2010
Jan 21, 2010
Currency Exchange Loss:
Feb 15, 2011