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Mr. Saudie T. is from the village of Southern Poblacion in Plaridel, Misamis Occidental. He is 34 years old. He is married and blessed with only one school-aged child. He owns and operates an agricultural business. His income comes primarily from the cocoa that he grows on his land. He earns 6,000.00 PHP each month from his business and he will use this money to repay his loan.

In 2007, he joined PMPC to gain access its programs and services. He has successfully repaid a previous loan of 20,000.00 PHP from PMPC. He is requesting a new loan of 50,000.00 PHP to buy materials to construct a fence (pictured) and and renovate his house.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Philippines

  • $7,000
    Average annual income
  • 1602
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 45.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Saudie for house repair and fence construction.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 29, 2009
Jan 21, 2010
Currency Exchange Loss:
Apr 19, 2010