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Las Activas Group
In this Group: Carmen, Rosmery, Concepcion*, Maria Cristina, Ana Maria, Claudia, Bacilia, Pura, Maria Esther*, Nancy Angelica, Corina, Daniela, Alicia, Justa
* not pictured
The group “Las Activas” ("The Active Women") is represented by Ms. Carmen and made up of 14 very punctual, hard-working and active members who live up to their group's name. All of the members of this communal bank have a business, such as selling food, clothing, cosmetics, bread, hardware, or shoes, or working as a tailor. The members indicate that there is a lot of competition on the local market, but they continue working in spite of this fact, and they have loyal customers.

Carmen is the group's president and has been selling cosmetics for the past year. Rosmery has been selling prepared meals for the past year, Concepción has been selling bread for 10 years, Maria Cristina also sells food and has 3 years of experience, Ana Maria has had her shoe store for the past 13 years, Claudia has been selling used clothing for the past year, Bacilia has been selling food for the past 16 years, Pura has been selling underwear for the past 7 years, Maria Esther has been selling food for the past 2 years, Nancy Angelica has been selling sweets for the past 6 years, Corina has been selling bread for the past 9 years, Daniela has been working as a seamstress for 2 years, Alicia has also been selling bread for 2 years, and finally, Justa has been working at a Viva cell phone sales location for the past 3 years.

The loan is aimed at purchasing merchandise, materials, supplies and tools such as electric sewing machines or embroidery machines. All of this will help them generate greater economic benefits, translating into a better education for their children and a stable home for their families. The great majority of them have previous experience with solidarity loans from institutions similar to the Agrocapital Foundation, so they know how to manage the funds they receive in order to benefit and expand their businesses, which are the fundamental pillars that sustain their households.
View original language description ↓
El grupo “Las Activas” están representados por la señora Carmen y conformado por 14 miembros muy puntuales, trabajadoras y activas por lo que hacen honor a su nombre. Todas las socias del banco comunal tienen negocio, como la venta de comida, ropa, cosméticos, pan, ferretería, zapatos y la costura de prendas de vestir. Las socias indican que en el mercado tienen mucha competencia pero pese a eso ellas siguen trabajando y tienen clientes fieles.

Carmen que es la presidenta del banco se dedica a la venta de cosméticos tiene una experiencia de 1 año en este rubro, Rosmery vende comida y tiene experiencia de 1 año, Concepción se dedica a la venta de pan desde hace 10 años atrás, Maria cristina también vende comida con una experiencia de 3 años, Ana maria atiende su zapatería desde hace 13 años, Claudia comercializa ropa usada desde hace 1 año, Bacilia vende comida y tiene una experiencia de 16 años, Pura vende ropa interior desde hace 7 años, Maria Esther también se dedica a la venta de comida con una experiencia de 2 años atrás, Nancy angelica vende dulces desde hace 6 años, Corina comercializa pan durante 9 años, Daniela se dedica a costurar desde hace 2 años, Alicia también comercializa pan desde hace 2 años y por último Justa atiende su punto viva desde hace 3 años atrás.

El crédito esta destinado a la compra de mercadería, materiales, insumos y herramientas como maquinas de coser eléctricas o bordadoras, todo esto ayudara para generar un mejor beneficio económico que se traducirá en una mejor educación para sus hijos y un hogar estable para sus familias. En su gran mayoría las socias ya trabajaron bajo la modalidad de crédito solidario con instituciones similares a la Fundación Agrocapital por lo que saben manejar los fondos otorgados para beneficio e incremento de sus negocios que son el pilar fundamental para el sustento de sus hogares.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 196
    View loans »
    Bolivia Loans Fundraising
  • $31,028,500
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD