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Ampliacion Villa El Polvorin Group
In this Group: Rosario, Olinda Justina, Sofia, Isidora, Wilson Basilio, Miriam Viviana*, Guillermo, Yan Carlos, Sabino, Shirley Viviana*
* not pictured
Miriam is 38 years old, married and has four children. Two of who are still young and 2 older kids. She has been a member of the Group "Ampliacióm Villa el Polvorín" since two years ago; she is currently the group’s board secretary. She was chosen by her 9 group partners, who live in “Villa el polvorin” neighborhood, Carabayllo district.


Miriam has been dedicated for the last six years to the administration of a grocery shop that she owns at her house. She started this business, because she wanted to be independent, make money and support her husband with the family expenses. Her husband supported her to start the grocery shop and gave her part of his salary to stock the shop, which has been growing little by little.
The loan that she is requesting will be invested to restock the shop.

View original language description ↓
MIRIAM, TIENE 38 AÑOS DE EDAD, ES CASADA, TIENE 4 HIJOS DOS MENORES DE EDAD Y 2 MAYORES. HACE DOS AÑOS INTEGRA EL GRUPO "AMPLIACIÓN VILLA EL POLVORIN", ACTUALMENTE ES LA SECRETARIA DE LA JUNTA DIRECTIVA DEL GRUPO, ELEGIDA POR SUS 9 COMPAÑEROS, QUIENES RESIDEN EN EL ASENTAMIENTO HUMANO "VILLA EL POLVORIN", EN EL DISTRITO DE CARABAYLLO.
MIRIAM, SE DEDICA HACE SEIS AÑOS, A LA ADMINISTRACIÓN DE UNA BODEGA DE SU PROPIEDAD, LA CUAL FUNCIONA EN SU DOMICILIO. ELLA INICIÓ EN ÉSTE NEGOCIO, POR QUE QUERÍA SER INDEPENDIENTE, GANARSE SU DINERO Y APOYAR A SU ESPOSO EN LOS GASTOS FAMILIARES. FUÉ SU ESPOSO EL QUE LA APOYÓ PARA INCIAR SU BODEGA, BRINDÁNDOLE PARTE DE SU SUELDO PARA ABASTECER POR PRIMERA VEZ SU PEQUEÑA BODEGA,LA CUAL HA IDO CRECIENDO POCO A POCO.
EL PRESTAMO SOLICITADO LO INVERTIRÁ PARA AUMENTAR EL STOCK DE PRODUCTOS DE SU BODEGA.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $56,174,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ampliacion Villa El Polvorin Group's $2,925 loan helped a member iNVERTIR EN SU BODEGA.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 21, 2009
Listed
Feb 1, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2010