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Juana María
Juana María G. H. works as a receptionist at the Instituto Manuel Olivares Rodríguez in Managua. She is responsible for her son, who attends school. She is a single mother and has worked with loans from CEPRODEL for a year. During this time, she has invested a loan in improving her home, thanks to the financing granted by CEPRODEL. She will invest the loan she's requesting in the purchase of construction materials, such as zinc and beams, that she will use to replace the roof on her house, which is in bad shape. Her goal is to offer her children greater security and a better quality of life. Juana said that due to the loans granted by CEPRODEL, she has been able to improve her living conditions.
View original language description ↓
La Señora Juana María G. H., Labora como Recepcionista en el Instituto Manuel Olivares Rodríguez de Managua, ella tiene un hijo a su cargo, y esto se encuentra en edad escolar, es madre soltera, ha trabajado créditos con CEPRODEL durante un año, en este periodo de tiempo ha invertido un crédito en la mejoramiento de la vivienda en la que habita, gracias a los financiamiento otorgados por CEPRODEL.

El crédito solicitado es para invertir en la compra de materiales de construcción como: zinc y perlines por lo que va a cambiar el techo de su casa ya que este se encuentra en mal estado.

Con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Juana dijo que gracias a los préstamos otorgados por ceprodel ha podido mejorar su vivienda

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Juana María home improvements and extension.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Jan 20, 2010
Currency Exchange Loss:
Jan 15, 2011