Theresa is 38 years old and married with two children—one newborn and one in school. Her husband s a trader in the community where she lives.
Theresa has owned and operated a grocery store for eight years, selling items such as rice, sugar, vegetable oil, bottled water, body and hair creams, and skimmed powdered milk. She also sells cereals like maize in the community market.
Theresa sees an opportunity to grow her business and wants the loan to expand her inventory to include other items frequently in demand by customers. Improved sales would enable her to save more for her children's education. She hopes to pay back the loan on time.