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Heydi A. is single and lives in the region of Villa Álvarez in her parents' house. She has a high school education and makes a living working in the field with her parents. Heydi is a woman very determined to make headway, and currently has an inventory of cattle that was handed down from her father. She is requesting the loan in order to purchase three calves to fatten so she can earn more income when they reach their optimum weight and she sells them during the year. She's hoping to get a favorable price to earn more, and this will help her family make headway and improve their quality of life. Heydi is a young woman who needs to have her own finances so in the future she can provide for her children.
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Heydi A., es soltera, habita en la comarca Villa Álvarez, vive en la casa de sus padres, realiza estudios de secundaria, su actividad principal es trabajar en las actividades del campo con su padres, ella es una mujer dispuesta a salir adelante, con su inventario actual del ganado que ella posee de herencia de su papá, Heydi necesita del crédito para realizar la compra de 3 ternero desarrollo, para engordarlo y obtener mejor ingreso cuando ellos alcancen su peso optimo para ser comercializado durante el año, esperando que este un precio favorable, para ganar, estos nos va ayudar para salir adelante con el núcleo familiar y mejora la calidad de vida, ella es una joven que necesita tener su propia económia, para en el futuro poder ofrecerle algo a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Heydi purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 20, 2010
Jan 20, 2010
Currency Exchange Loss:
Feb 15, 2011