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Juana belongs to the “VILLA RAYANNIYOC” Community Bank through Kiva partner Asociación Arariwa. She is 51 years old, married and has four children. She lives in the city of Rayanniyoc, province of Calca, department of Cusco, Peru, about 30 miles from the city of Cusco. Juana gets up very early to take care of her household duties, for instance preparing breakfast and sending her small children to school. She has a small farm where she grows onion, oregano, potato and many other items. Juana also makes a living raising small animals. She has been dedicated to her business for a number of years and it has been going well thanks to her hard work. Juana is requesting a loan so she can invest in her children's education as well as purchase more seeds and fertilizers for her land. She is grateful for the opportunity this program provides and promises to fulfill her payments on time.
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Juana pertenece al banco comunal “VILLA RAYANNIYOC” de la Asociación Arariwa, tiene 51 años, es casada y tiene cuatro hijos. Juana vive en la provincia de Calca del departamento del Cusco. La ciudad de Rayanniyoc esta ubicado a una 30 minutos de la ciudad del Cusco.

Juana se levanta muy temprano para hacer sus actividades del hogar como por ejemplo preparar desayuno y mandar a sus hijos menores al colegio. Juana tiene una pequeña chacra donde siembra cebolla, orégano, papa, papaliza y muchas semillas más. La socia también se dedica a la crianza de animales menores. Ya son varios años que se dedica al negocio y le ha ido muy bien gracias al empeño que pone en su trabajo. Juana requiere el préstamo para invertir en la educación de sus hijos y también va comprar más semillas y fertilizantes para la chacra.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Juana invest in her children's education as well as purchase more seeds and fertilizers for her land.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 21, 2009
Jan 20, 2010
Currency Exchange Loss:
Jul 15, 2010