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Wilfredo lives in the community La Garza el Coral. He has worked as a town councillor of la Alcaldia del Coral for one year. He has 4 children: 2 older ones and 2 in his care. His wife takes charge of the housework and care of the children. He is seeking his first loan from AFODENIC to invest in home improvements. He needs to change the zinc and make an annexe, in this way permitting better comfort in his house and better comfort for his beautiful family. His dream is that his children study to that they can have a good life. Don Wilfredo is a responsible man and much loved in his community.
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Wilfredo habita en la comunidad La Garza el Coral, trabaja como consejal de la Alcaldia del Coral desde hace un año, tiene 4 hijos: dos mayores de edad y dos que tiene a cargo, su esposa se encarga de los quehaceres del hogar y del cuido de los niños, solicita su primer crédito a la institución de AFODENIC, para invertirlo en mejoras de su vivienda, necesita hacer cambio de zinc y hacer un anexo permitiendo de esta manera tener mejores comodidades en su casa de habitación y mejor comodidad para su linda familia, su sueño es que sus hijos estudien para que sean personas de bien, don Wilfredo es un un hombre responsable y muy querido en su comunidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Wilfredo change the roof and construct an annexe.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Jan 20, 2010
Currency Exchange Loss:
Feb 15, 2012