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Joe Ann
Joe Ann B. is from the village of Poblacion 1 Clarin Misamis Occidental. She is 45 years old. Joe Ann is married and has 6 school-aged children. To make a living, Joe Ann owns & operates a specialized retail store. The business's primary source of income is selling rice in the local community. Joe Ann has been engaged in her business for over 10 years and earns approximately 50000 PHP a month.

In 2004, Joe Ann joined GDMPC to gain access to financial services that could help improve her living situation and ability to engage in business activities. Joe Ann has successfully repaid a previous loan of 100000 PHP from GDMPC. Joe Ann is requesting a new loan of 25000 PHP, which will be used to purchase additional products to sell. This loan will be the 17th loan taken out by Joe Ann from GDMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of the her family.

About GDMPC:

GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk, and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1884
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 45.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Joe Ann to purchase additional products to sell.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Jan 20, 2010
Jan 20, 2010
Currency Exchange Loss:
Mar 15, 2010