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Estela M. is from the village of Gata Daku, Clarin, Misamis Occidental. She is 57 years old, is married, and has four adult children.

Estela owns and operates a business raising crops, primarily planting and harvesting corn for sale. She has been engaged in her business for over ten years and earns approximately 25,000 PHP a month.

In 2004, Estela joined GDMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 20,000 PHP from GDMPC.

Estela is requesting a new loan of 44,704 PHP which will be used to purchase fertilizer such as manure. This loan will be her 27th from GDMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1002
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 45.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Estela to purchase fertilizer such as manure and spareparts for the motorcycle used in the business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 20, 2010
Jan 20, 2010
Currency Exchange Loss:
Feb 15, 2011