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Harvin Jose
Harvin has worked for a year as a technician at City Hall for the City of El Coral. He lives with his elderly parents and helps them with basic household expenses. This loan will be used to buy building materials so that he can apply stucco to two walls. Harvin is not able to purchase these items because he earns very little money. For this reason, he is requesting a loan from AFODENIC.


His greatest dream is to continue his education so that he can have a decent job, earn enough money to survive, and gradually make improvements to his home.

View original language description ↓
Harvin trabaja desde hace un año como tecnico de La Alcaldia del Municipio el Coral, el vive con sus ancianos padres el cual ayuda a su familia con los gastos basicos del hogar. Con este crèdito pretende comprar materiales de construcciòn para repellar dos paredes ya que no ajusta comprarlo con el salario ya es muy poco, es por esta razon es que esta solicitando este crèdito a la Instituciòn de AFODENIC, su mayor sueño es seguir estudiando, tener un trabajo digno que alcance para sobrevivir y poco a poco ir mejorando su vivienda.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 116
    View loans »
    Nicaragua Loans Fundraising
  • $23,737,400
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Harvin Jose purchase materials needed to stucco two walls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2010
Listed
Jan 20, 2010
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2011