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Teresa Del Carmen
Teresa del Carmen S. G. is 58 years old and started selling various flavors of ice cream including coconut, “nancite” (a native fruit), milk, peanut, and papaya. Over time, she began investing in cosmetics, clothing, and other products that she sold by request.

Teresa is an example that demonstrates that perseverance and hard work have their rewards. She wants to continue working and improving her business.

View original language description ↓
Teresa del Carmen S. G. 58 años empezó vendiendo helados de coco, nancite, de leche, de maní, de mamón etc. con el tiempo logro invertir en cosméticos, ropa y otros productos los cuales vende por encargo.

S. es un ejemplo de que la perseverancia y el trabajo arduo tienen sus recompensas. Ella desea seguir trabajando y mejorando el negocio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Teresa Del Carmen purchase cosmetics & clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2010
Jan 20, 2010
Currency Exchange Loss:
Jan 19, 2011