This is the case for Evelin, who is single, 23 years old and lives with her parents. Evelin sells salchipollos (a Peruvian chicken dish) from a door in her house; she carries out this activity every day in the afternoon. Cenia is single, 25 years old, and studies business administration. She sells clothing in the various markets in the region, an activity that she carries out each Sunday.
The members need different amounts of loans, such as 300 (Peruvian) soles, 600 soles or 900 soles, making a total loan of 13,500 soles to their communal bank. These loans will be invested in the purchase of a variety of clothing, potatoes, cooking oil, mustard, vegetables, shoes, flowers and fruit. The members dream of running their own business, finishing their studies, having a restaurant, having success and seeing their children become professionals.
Las socias realizan diferentes negocios como L. venta D. panes, helados, verduras, ropa, calzados, comida, F., frutas, loceria, libros y abarrotes en general.
Como es el caso D. Evelin que es soltera, tiene 23 años y vive con sus padres, Evelin venD. salchipollos en L. puerta D. su casa, actividad que realiza todos los días por las tardes.
Mientras que Cenia es soltera, tiene 25 años, estudiante D. Administración, Cenia venD. ropa en las diferentes ferias D. L. región, actividad que realiza los días domingos.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600soles, 900 soles haciendo un total D. 13,500 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en L. compra D. ropa variada, papa, aceite, mostaza, verduras, zapatos, F., frutas.
Los sueños D. las socias son administrar su propio negocio, terminar su carrera, tener un restaurante, salir adelante y que sus hijos sean profesionales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid