As far as competition goes, we can mention that their competitors are present in the neighborhood. The members have their loyal customers who constantly generate the economic movement that is necessary to support themselves. In case it is not going well in the neighborhood, they go to other locations like fairs and neighborhood markets so they can meet their own obligations and those of their families.
The loan is to stock their stores buy purchasing merchandise, work material, and supplies in greater quantities. Then they will be able to generate better earnings that will allow them to give their families a better quality of life. As far as experience goes, the members are completing their second cycle. They demonstrate responsibility, honesty, and the desire to get ahead to improve their businesses.
En cuanto al entorno competitivo podemos mencionar que sus competidores si bien están presentes en el barrio, las socias tienen sus clientes fieles que constantemente generan el movimiento económico necesario para la subsistencia D. las mismas, en caso D. que no les vaya bien el barrio se dirigen a otro lugar como ferias y mercados vecinales D. forma que puedan cumplir con sus obligaciones y con sus familias. El crédito esta destinado a surtir sus tiendas con la compra D. mercadería, material D. trabajo y la compra D. insumos en mayor cantidad para poder generar mejores ingresos que permitan darles a sus familias una mejor calida D. vida. En cuanto a la experiencia las socias van cumpliendo un segundo ciclo demostrando responsabilidad, honestidad y ganas D. salir adelante para mejorar más sus negocios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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