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José Mauricio
José Mauricio V. A. is 33 years old and lives in Santa Tecla, located in the department of La Libertad. He lives with his wife, 2 children and a nephew who study in school and also help Jose with the business. He has a bakery that is located near the central park of Santa Tecla, a place that is very busy and where the sales are very stable. Jose also has a vehicle that he uses to distribute the bread to different customers. His children and his wife help him make the bread and attend to the business when Jose is out distributing the bread. He requests a loan to have the money he needs to take his vehicle to the shop and also to buy all of the spare parts needed to maintain the vehicle in good condition. This is very important for Jose, since his vehicle makes it possible to make his bread deliveries in a way that is quick and secure. Jose is a very responsible man who works hard to provide the best for his children, which is why for him, maintaining stable earnings is very important, since the bakery is his only source of income so it is necessary for him to strive to improve his service day by day.
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José Mauricio V. A. de 33 años de edad, reside en Santa Tecla, ubicado en el departamento de La Libertad. Vive junto a su esposa, dos hijos y un sobrino, los cuales se dedican a estudiar y a ayudarle a José con el negocio. Él posee una panadería la cual esta ubicada en las cercanía del parque central de Santa Tecla, lugar muy concurrido en el cual las ventas son muy estables, así mismo José posee un vehiculo en el que se encarga de repartir el pan con los diferentes clientes. Sus hijos y su esposa le ayudan a la elaboración del pan y a atender el negocio cuando José se encuentra afuera repartiendo el pan. Él solicita un préstamo a través del cual pueda contar con el dinero necesario para llevar al taller su vehiculo y así mismo comprarle todos los repuestos necesarios para mantenerlo en buen estado, esto es de mucha importancia para José debido a que gracias a su vehiculo le es posible hacer las entregas de pan de una manera más rápida y segura. José es un hombre muy responsable quien trabaja arduamente para brindarle lo mejor a sus hijos, es por esto que para él, mantener las ganancias estables es de mucha importancia, ya que la panadería es su única fuente de ingresos, por ello es necesario esforzarse por mejorarla día con día en su servicio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $24,312,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped José Mauricio vehicle repair.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2010
Listed
Jan 20, 2010
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2010