Isaac is 32 years old; he is married with no children. He owns and operates a grocery shop and sells items like rice, sugar, vegetable oil, bottled water, body and hair creams, skimmed powdered milk, etc., in his neighborhood. 'Ike', as he is popularly known, deems it a big opportunity to expand his business to include other items frequently demanded by customers. He wants to use the loan to buy more bags of rice, bags of sugar, cartons of vegetable oil, toilet soap, boxes of body and hair creams etc. to increase his inventory. He hopes to improve sales to enable him to save more for business growth and for the future. He buys his stock from Accra, the capital of Ghana. He would be grateful for your assistance.