Rona C. A. is a member of the "Retamitas" group. She will become part of the Pro Mujer family for the first time, since she needs a loan in order to gain access to basic necessities, such as power and water. She works in the mornings in a carpentry shop, painting and brushing the wood and furniture, since she has 3 small children whom she cannot abandon during the whole day. The other members of the "Retamitas" group who meet in the Santiago II Focal Center have their own businesses dedicated to commercialization, service and production.
Rona C. A. integrante del grupo Retamitas por primera vez ingresará a ser parte de la familia de Pro Mujer ya que necesita el préstamo para acceder a los servicios básicos como luz y agua, ella trabaja por la mañana en una carpintería, pintando y cepillando las maderas y muebles ya que tiene 3 hijos pequeños a los cuales no puede abandonar todo el día. Las demás integrantes del grupo Retamitas que se reúnen en el Centro Focal Santiago II tienen sus propios negocios que se dedican a la comercialización, servicio y producción.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.