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Xekh Niakh Group
In this Group: Sadio, Bineta*, Tacko, Papa Ibrahima, Fatou Diop, Mame Dibor
* not pictured
Xekh Niakh no. 27 is an offshoot of the Xekh Niakh group, a group which has made its main objective to fight poverty. In fact Xekh Niakh is a wolof expression which means to conquer poverty.

Subgroup Xekh Niakh no. 27 is managed by Mrs Sadio Guèye and comprises 6 members, all from the same family; the father is the only man in the group. They are asking for a loan of 500,000 FCFA to be repaid over ten months in order to finance their individual activities. This loan will allow Mrs Sadio Guèye, the president, to buy palm oil, brooms, and peanut butter, which she has been selling for three years in her neighbourhood. And the profits which she expects to make from this activity will allow her both to build up her stock and to cover her needs and those of her two children, who are 11 and 6 years old. Mrs Guèye who is married and 39 years old, thinks that the success of the previous loan that they repaid ahead of schedule has motivated the members of the group to ask for another loan.

The other members of the group are: Mrs Bineta S., the treasurer and their mother, who sells cloth, plates as well as juice and cream; Mr Papa Ibrahima N., their father, who sells spare parts; Mrs Tacko F., a perfume seller at the market in Grand Thiès; Mrs. Fatou Diop N., who sells cloth and stocks up at Rosso in Mauritania; and Mrs Dibor N. who works in a real estate agency and sells perfumes to her colleagues and customers.
View original language description ↓

Xekh Niakh N°27 est un démembrement du groupe Xekh Niakh un groupe qui fait de la lutte contre la pauvreté son champ de bataille. D’ailleurs même Xekh Niakh est une expression wolof qui veut dire vaincre la pauvreté.
Le sous groupe Xekh Niakh N°27 est dirigé par Madame Sadio Guèye et composé de 6 membres tous d’une même famille dont le père est le seul homme du groupement. Ils demandent un prêt de 500 000 FCFA payable sur 10 mois pour financer individuellement leurs activités.
Pour Madame Sadio Guèye, la présidente, ce crédit lui permet d’acheter de l’huile de palme, des balais, de la pâte d’arachide qu’elle vend depuis 3 ans dans sa localité. Et les bénéfices qu’elle espère tirer de cette activité permettent de se réapprovisionner et de régler ses besoins et ceux des ses 2 enfants âgés de 11 ans et de 6 ans. Madame Guèye mariée et agée de 39 ans pense que le succès eu du prêt précédent qu’ils ont soldé avant l’échéance a motivé leurs membres à demander un autre financement.
Les autres membres du groupement sont : Madame Bineta S. la trésorière et leur maman, elle vend des tissus, des assiettes, et du jus et crème, Monsieur Papa Ibrahima N. leur père lui vendeur de pièces détachées, Madame Tacko F. vendeuse de parfums au marché Grand Thiès, Madame Fatou Diop N. vendeuse de tissus lui elle s’approvisionne à Rosso en Mauritanie et de Madame Dibor N. travailleuse dans une agence immobilière vend des parfums à ses collégues et clients.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 46
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 455.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Xekh Niakh Group's $1,100 loan helped a member to finance their activities.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 15, 2010
Jan 20, 2010
Currency Exchange Loss:
Dec 16, 2010