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Step By Step Group, Mukono
In this Group: Beat, Betty, Gertrude, Immaculate, Kulusum, Madrine, Mariam, Mariam, Mariam, Sauda, Robert*, Suzan*
* not pictured
N. Beat is 32 years old and married with five children between the ages of 7 and 15. They are all in school. She also takes care of three additional dependents.

Beat has a beauty salon business in Wantoni Mukono that has been operational for fifteen years. From her transactions, she is able to make about $52 in profit every week. Her business is mostly seasonal, during festive seasons and also during weekends, but all the same, she manages to attract her customers and so she is able to make some savings.

Beat has a dream of opening up other big salons with branches in various towns, as well as to build a family house and rentals for her family. She needs a loan to be able to buy hair treatments, hair oil and chemicals, and also to pay salon rent. She is such a hard-working lady.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 207
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 1,934.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Step By Step Group, Mukono's $3,000 loan helped a member to buy hair treatments, hair oil and chemicals, and to pay salon rent.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 19, 2010
Currency Exchange Loss:
May 15, 2010