Afde Group No. 10
The president of AFDE No. 10 is Mrs Ndeye Marie N.. She sells womens' clothing and cosmetic products. Single without any children, Mrs. N. has been carrying out this business for two years in order to be self-employed and to fight against financial dependence. With this loan she is planning to buy women's clothing and cosmetic products in the Gambia and she will sell these to her customers. The other members of the sub-group are: Mrs. Aminata F., who sells palm oil, peanut butter, shoes and bags; Mrs. Khewe N., who sells dried fish and palm oil; Mrs. Souadou Dramé, who sells clothing and perfumes; and Mrs. Sokhna N., who sells clothing and breakfasts. They are applying for a loan of 500,000 FCFA from the lenders and will divide this equally between them.
Pour l’AFDE N°10, c’est Madame Ndeye Marie N. qui est la présidente. Elle est vendeuse d’habillements pour femmes et produits cosmétiques. Célibataire sans enfants, Madame N. fait ce commerce depuis 2 ans pour s’auto employer et lutter contre la dépendance financière. Elle compte avec ce crédit acheter de l’habillement pour femmes et des produits cosmétiques en Gambie qu’elle va placer à ses clientes.
Les autres membres du sous groupe sont : Madame Amlnata F. vendeuse d’huile de palme, pâte d’arachides, chaussures et sacs…, Madame Khewe N. vendeuse de poissons séchés et de l’huile de palme, Madame Souadou Dramé vendeuse habillement et parfums et Madame Sokhna N. vendeuse habillement et petit déjeuners. Elles sollicitent au niveau des prêteurs un crédit de 500000 FCFA qu’elles vont se partager à part égale.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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