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José Demetrio
José Demetrio A., 39, lives in Jocoaitique, which is in Morazán department. He lives with his wife, who is a great help to him in his business, and their three children, who are 11, 7 and 2 years of age. José has had his own business for two years now, which is a small grocery store in his home. He sell basic needs items like: disinfectant, detergent, etc. as well as food items. José is requesting funding because he wants to stock his store; he needs to buy several kinds of cheese, as well as cream, rice, beans and corn, since these are the most requested items because they form an important part of the usual diet of folks in his area. José hopes to make higher profits. It's noteworthy that the store is located near Jocoaitique's central park. This, added to a varied stock to offer his customers, should be of great benefit for him because this will bring about an increase in the number of his customers.
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José Demetrio A. de 39 años de edad y reside en el pueblo de Jocoaitique, ubicado en el departamento de Morazán. Vive junto a su esposa, la cual le brinda toda la ayuda necesaria en su negocio, y junto a tres hijos de 11, 7 y 2 años de edad. José cuenta con dos años de poseer su propio negocio el cual consiste en la venta de productos alimenticios y de primera necesidad para el hogar tales como: desinfectante, detergente y otros más. José solicita un préstamo, ya que desea poder surtir su negocio, comprando diferentes tipos de queso, así también crema, arroz, frijol y maíz; esto debido a que son unos de los productos con más demanda en el lugar, lo cual tiene mucho que ver con la costumbres alimenticias de las personas que habitan en dicho pueblo. José espera percibir mayores ganancias, cabe mencionar que la tienda esta ubicada en las cercanías del parque Central de Jocoaitique, esto, junto al hecho de brindarles más productos a sus clientes, será de gran beneficio para José, ya que le permitirá aumentar su clientela.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Demetrio to buy stock items for his store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 30, 2009
Listed
Jan 18, 2010
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2011