Bleidy is the group president. She sells meals at in different local markets. She has been working in this area for the past three years, and she will use her loan to increase her working capital. Alejandra and Jimena have a grocery store where they have been selling dry goods for about 10 years. Maria, Esther, Dania and Neiza sell cosmetics (in bulk and individually), mostly via a catalog. They have an average of 3 years of experience in this field.
Each of the members indicates that the market is more demanding in regard to products, so if there is competition there is also demand for the products in reasonable quantities, so they will be able to obtain the income necessary to sustain their families. The use of this credit is the acquisition of products and raw ingredients to enlarge their businesses and improve their income to proviD. their families with a better quality of life.
Bleidy que es la presidenta del grupo se dedica a la venta D. comidas en los distintos mercados D. la localidad, Bleidy se desempeña en este rubro desD. hace 3 años y con el crédito invertira en mayor capital para su negocio, por otra parte otra parte Alejandra y Jimena tiene una tienda dodne venden abarrotes desD. hace 10 años aproximadamente. Maria, Esther, Dania y Neiza se dedican a la venta D. costémicos ya sea por mayor o menor esto genralmente lo hacen por catalogo y tiene una experiencia promedio D. 3 años en este rubro.
Cada una D. las socias indica que el mercado esta mas exigente en cuestión D. productos por lo que si hay competencia también existe la demanda D. productos en cantidades razonables para poder obtener el ingreso necesario para el sustento D. sus familias. El destino del crédito es la adquisición D. mercadería productos e insumos para agrandar sus negocios y mejorar sus ingresos brindándoles a sus familias una mejor calidad D. vida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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