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Ana Julia
In the wholesale market of the city of Managua, Ana M. has excelled in the activity of selling fruits and vegetables, having her own business in which she works daily in order to obtain income to sustain her household.

She is a person who is very dedicated to her work and is always thinking about ways to gradually improve. The reason that she requests this loan is to buy sweet oranges to offer them for sale in the market and in this way generate earnings for the welfare of her family.
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En el Mercado Mayoreo de la ciudad de Managua, la señora Ana M. se ha destacado en la actividad de venta de frutas y verduras teniendo su propio establecimiento en el que se esfuerza a diario para obtener los ingresos para el sustento de su hogar.

Ella es una persona muy dedicada al trabajo y siempre está pensando la manera de ir mejorando poco a poco. La razón por la que solicita el crédito es para la compra de naranjas dulces para ofrecerlas en el mercado y de esta manera generar las utilidades para el bienestar de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 92
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ana Julia to buy fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 19, 2009
Jan 18, 2010
Currency Exchange Loss:
May 15, 2010