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Unicas Por Siempre Group
In this Group: Ruth, Maria Del Carmen , Evelin Clareth, Ruth, Alex Grover, Sonia, Maria Ketty, Lidia Aidee, Manuel Antonio, Darling Nerea, Aidee , Maribel , Angeliva Patricia
The Las Unicas por Siempre (The Only Ones Forever) Enterprise Bank is in its second loan cycle. In the first cycle the 12 members took out a loan of 18,000 bolivianos. The group's current loan was disbursed on December 22, 2009 to 13 group members. They will repay this loan in 12 bi-weekly installments. The bank has had a good credit record since the first cycle. The members are punctual in their attendance at meetings held at the office at 3:00 p.m.

Evelin lives in the Noel Kemf Mercado section, the Plan 3000 Zone, in her father’s house. She has 2 children from a common-law marriage. From that house she sells groceries, so as to help support her family. She has plans for her children to study. She invested the first loan in her store, making improvements such as the purchase of 3 shelving units. She used the second loan to buy commodities such as rice, pasta, soap, etc.

Ruth is president of the Enterprise Bank. Her business is selling underwear. She buys wholesale at the Barrio Lindo bazaar, then goes house to house through the neighborhoods selling on credit. This is how she spent the loan given her, which was a great help, since her working capital had been used up. With the help of the institution, she recovered her business.

Sonia is a long-time member who sells produce she buys from the El Abasto Market. She has a place in the little market in May 1st Villa. She has a common-law husband and two small children. She helps her family this way. She used the second loan to increase her working capital, and she now buys in greater quantities.

They are grateful to Emprender and Kiva for their trust in extending credit.
View original language description ↓
Banco D. Emprendimiento LAS UNICAS POR SIEMPRE esta en su segundo ciclo D. su credito en el primer ciclo sacaron un monto D. 18000 Bolivianos con 12 socias, y actualmente en fecha del 22 D. Diciembre del 2009 se desembolsó un nuevo crédito a 13 socias, con pagos quincenales y para 12 cuotas, es un banco que tiene un historial crediticia bueno desD. el primer ciclo, toda las socias asisten puntualmente a las reuniones que se realizan en la oficinas a horas 15:00 PM. D. la tarD..

La señora Evelin vive en el Barrio Noel Kemf Mercado en la Zona del Plan 3000 en la casa D. su padre, es concubina y tiene 2 hijos, en la misma casa tiene una venta D. abarrotes, que D. esta manera ella cuadyuba en el bienestar D. su familia tiene muchas perspectivas D. hacerles estudiar a sus hijos y con el primer prestamo invirtio en su tienda mejoro mucho donD. compro 3 estantes y con el segundo credito lo utilizo para la compra D. productos como arroz, fideo, jabon hace,.etc,.etc.

La Señora Ruth que es la presidenta del Banco D. emprendimiento, que se dedica a la venta D. Ropa interior, compra D. la Feria del Barrio lindo al por mayor y lo venD. anbulando Bario por Barrio y casa por casa y deja al credito D. esta manera invirtio el credito que se lo otorga, segun lo que manifiesta que lo ayudo mucho por que ya no tenia capital por que se lo habia comido y con la ayuda D. la institucion nueva mente recobro su negocio.

La señora Sonia es una socia antigua que se dedica a la venta D. verduras que lo compra del abasto, ella tiene un puesto en el mercadito bien venido D. la Villa primero D. Mayo tiene su concubino, dos hijos D. esta manera ella ayuda a su familia sus hijos aun son pequeños, con el segundo credito que se lo otorgo aumento a su capital; ahora ya compra en un volumen mas granD..

Estan muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 232
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Unicas Por Siempre Group's $3,600 loan helped a member to increase working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 22, 2009
Listed
Feb 1, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2010