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Roberto Antonio
Roberto Antonio Áreas L. is 42. He works as a security guard at the Roberto Huembes Market in Managua. He is raising two school age children. He is a single father.

For four years he has worked with loans with Ceprodel. During this period of time he has invested three loans in improving his house, thanks to Ceprodel. He is an excellent client.

The loan he is requesting is to buy construction materials, which he will use to remodel the floor of his house. His objective is to provide better security and better living conditions to his children.

Roberto said that thanks to the loans from Ceprodel he has been able to improve his house. Now he and his children have better living conditions.
View original language description ↓
El Señor Roberto Antonio Áreas Larga espada, tiene la edad de 42 años, Labora como vigilante en el Mercado Roberto Huembes de Managua, el tiene dos hijos a su cargo, y estos se encuentran en edad escolar, es papa soltero, ha trabajado créditos con CEPRODEL durante Cuatro años, en este periodo de tiempo ha invertido 3 créditos en el mejoramiento de su vivienda en la que habita, gracias al financiamiento otorgados por CEPRODEL, el es un cliente excelente.

El crédito solicitado es para invertir en la compra de materiales de construcción. El cual utilizara para remodelar el piso de su de habitación, con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.
Roberto dijo que gracias a los préstamos otorgados por ceprodel ha podido mejorar su casa por lo que ahora sus hijos y el cuenta con mejores condiciones de vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Roberto Antonio improve and expand his house.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 29, 2009
Jan 16, 2010
Currency Exchange Loss:
Jun 15, 2011