The members work in different businesses such as selling food, cereal, wood, general necessity products, clothing, fuel, flowers, small animals vegetables and a restaurant.
Such is the case of Mrs. Martha who is married, 41 years old and has 7 children. Martha travels to the different fairs in the region where she buys cereals to sell in the city markets. In addition, during the time of harvest she makes dried potato.
On her part, Hermelinda lives with her partner, is 35 years old and has two children. Hermelinda has a stand in the market F. Vivanco where she sells chicha (drink maD. of fermented maize). In addition, on Sundays she sells snacks and chicha in her dad's recreation park.
The members need different amounts of loans, like 200 soles, 300 soles, 600 soles, 1000 soles, adding up to a total of 10,200 soles in loans in the Communal Bank.
Their loans will be invested in buying sugar, rice, meat, candy, cereal, clothing, wood, and flowers.
The members dream with owning a home, ensuring their children succeed and improving their businesses.
Las socias realizan diferentes negocios como L. venta D. comida, cereales, leña, abarrotes en general, ropa, combustibles, flores, animales menores, verduras restaurante.
Como es el caso D. L. señora Martha es casada, tiene 41 años y 7 hijos, Martha viaja a las diferentes ferias D. L. región en donD. compra cereales y venD. en los mercados D. L. ciudad, además en épocas D. cosecha hace papa seca.
Mientras que Hermelinda es conviviente, tiene 35 años y 2 hijos, Hermelinda tiene un puesto en el mercado F. Vivanco en donD. venD. chicha, además los Días domingos venD. golosinas y chicha en el recreo D. su papá.
Las socias necesitan diferentes montos D. prestamos como 200 soles, 300 soles, 600soles, 1000 soles haciendo un total D. 10,200 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en L. compra D. azúcar, arroz, carne, golosinas, cereales, ropa, leña y flores.
Los sueños D. las socias son tener casa propia, sus hijos salgan adelante y mejorar su negocio.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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