Puca Puca Group
The members have different businesses like the selling food, grains, general groceries, clothing, firewood, vegetables, small animals, cosmetics and carpentry.
Like the case of Ms. Epifania, who is married, is 70 years old and has 4 children. She sells food in the afternoons in front of her neighborhood’s health clinic. She also travels to markets to buy cheeses and grains that she sells to middlemen.
While Jesusa has a live-in partner, is 39 years old and has 5 children. Jesusa along with her husband have a carpentry workshop and they also rent their machines to construction projects. In addition, Jesusa buys and sells wood.
The members need different amounts for their loans like 450 soles, 600 soles, 1000 soles which is a total amount of 14,050 soles in loans in the Communal Bank.
Their loans will be invested in the purchase of grains, cheese, garlic, wood, cosmetics, clothing, vegetables and firewood.
The dreams of the members are to build their houses, improve their businesses and buy other machines.
Las socias realizan diferentes negocios como la venta D. comida, cereales, abarrotes en general, ropa, leña, verduras, animales menores, cosméticos y carpintería.
Como es el caso D. la señora Epifania es casada, tiene 70 años y 4 hijos, Epifania se dedica a la venta D. comida por las tardes frente del puesto D. salud D. su barrio, además viaja a las ferias en donD. compra quesos y cereales que venD. a intermediarios.
Mientras que Jesusa es conviviente, tiene 39 años y 5 hijos, Jesusa junto a su esposo tienen una carpintería y también alquilan sus maquinas a obras. Además Jesusa compra y venD. madera.
Las socias necesitan diferentes montos D. prestamos como 450 soles, 600 soles, 1000 soles haciendo un total D. 14,050 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. cereales, quesos, ajo, madera, cosméticos, ropa, verduras, leña.
Los sueños D. las socias son construir su casa, mejorar su negocio y comprar otra maquina.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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