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Julia Del Carmen
Julia Del Carmen is 43 years old and a single mother. She has three children in school. Julia has been operating a grocery store for more than eleven years. She has had many difficulties in providing for her children and helping them get ahead. Julia decided to sell certain products such as rice, beans, and sugar, but her earnings were not enough to sustain her household. For this reason, she is requesting a loan to use as operating capital to purchase rice, corn, beans, sugar, and other products. She hopes to establish a clothing store in her home.
View original language description ↓
Julia Del Carmen tiene 43 años, es madre soltera. Tiene 3 hijos y todos estudian. Ella se dedica a una pulpería. Hace más de 11 años que se dedica a esta humilde actividad. Ella tenía muchas dificultades y decido sacar a sus hijos y su familia adelante, y decide realizar la compra de ciertos productos como arroz, frijoles, azúcar debido a que sus ingresos no eran suficientes para sustentar a su hogar. Y es por este motivo que solicita este financiamiento para capital de trabajo para la compra de arroz, maíz, frijoles, azúcar entre otros productos. Ella tiene le deseo de establecer una tienda de ropa en su vivienda.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Julia Del Carmen purchase rice, corn, beans, sugar, and other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 16, 2009
Jan 15, 2010
Currency Exchange Loss:
Dec 17, 2010