Las Delicias Group
Sra. Elda serves as the group president. The women in this group engage in the sale of costume jewelry, food, handmade clothing, cosmetics, medicine, beverages, ice cream, and baked goods. Their meetings are held on Fridays at 3:30pm at the home of Sr. Elda.
Sra. Wilma is one of the founders of this group. She provides tailoring services out of the home of her sister, who currently lives in Spain. Wilma wants to acquire more sewing machines for her workshop so that she can provide better opportunities for her family.
Every day, Sra. Eusebia sells ice cream from her cart. When the weather is a bit cold, she sells popcorn. Eusebia and her husband always work very hard so that they can buy a house where they can raise their family. She is a responsible person and one of the more punctual members of the group.
Sra. Ana is new to the Communal Bank, but she is a dynamic person who sells groceries out of her own home. In the evenings, she sells hamburgers and fried chicken. Her family is very proud of her because she is a hard worker.
All of the members are grateful to Emprender and Kiva for demonstrating their confidence in them by providing this loan.
Como Presidenta tenemos a la señora Elda, en el grupo hay señoras que se dedican a la venta de bijouteria, comida, costura y sastreria, promotoras de cosmeticos, venta de pastillas y refresco de mocochinchi, venta de helados, venta de horneados y panaderia; las reuniones se llevan a cabo los dias viernes a las 15:30 en el domicilio de la Sra Elda.
La Sra. Wilma es una de las fundadoras del grupo, ella se dedica a la sastreria, vive en casa de su hermana que vive en España, ella desea poder implementar más maquinas de costura en su taller para poder brindarles mejores oportunidades a su familia.
La Sra. Eusebia sale todos los dias a vender helados en su carrito y cuando el clima esta un poco frio ella vende pipocas, no dejando de trabajar, ella y su esposo trabajan muy duro para poder comprar una casita para criar a su familia, ademas ella es una persona muy responable y puntual con el grupo.
La Sra. Ana es nueva en el Banco pero es una persona muy dinamica que tiene en su casa su venta de abarrotes y ademas por las noches vende hamburguesas y pollo frito, vive en casa propia, su familia esta muy orgullosa de ella ya que es una persona trabajadora.
Todos los integrantes estan agradecidos con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid